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You need a routing number to transfer money to and from your bank account. You will need this information to set up direct deposit for your paycheck or send money to a relative with a wire transfer. Here is how you can find your CFCU routing number to transfer money to or from your credit union account.
What Is a Routing Number?
A routing number is a unique nine-digit number that identifies the location of a financial institution. Every bank and credit union has one. Some institutions have more than one routing number to identify unique branch locations or narrow down locations at the state level.
You need to indicate your routing number along with your account number to receive or send money. Those numbers help ensure that the transfer goes into the right account without any delays.
Finding the CFCU Routing Number
A routing number is a unique nine-digit number that identifies the location of a financial institution. Every bank and credit union has one. Some institutions have more than one routing number to identify unique branch locations or narrow down locations at the state level.
You need to indicate your routing number along with your account number to receive or send money. Those numbers help ensure that the transfer goes into the right account without any delays.
Routing Number for Michigan-based CFCU
CFCU has a total of 13 locations in Michigan. There are eight locations in the Detroit area with addresses in Livonia, Westland, and other nearby cities.
CFCU has five locations in northern Michigan, with addresses in Gaylord, Hillman, Atlanta, and Lewiston. Those 13 locations use the same routing number.
The CFCU routing number for the Michigan-based credit union is 272483743.
We recommend that you double-check this routing number with the numbers printed on your CFCU checks. You might have received a card with your account number and routing number when you opened your account. You can also verify your number by logging into your CFCU account or calling your local branch.
Routing Number for New York-based CFCU

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There is a different credit union with locations in New York state that also uses the CFCU abbreviation. CFCU or Community Credit Union has a total of ten locations in New York state.
The main address for CFCU is 1030 Craft Road, Ithaca, NY, 14850. You should use this address when sending or receiving international money transfers.
CFCU has a convenient online document in PDF format with all the information you need to set up direct deposit or make money transfers. This document includes the CFCU routing number, 221381540.
You should double-check this routing number with your CFCU checkbook, or by logging into your online CFCU account. You can also call your local branch to ask what the routing number is.
It’s important to double-check the routing number for CFCU since there are two credit unions that use this abbreviation. Some online sources list one of these routing numbers without specifying for which credit union it is.
Make sure you use the right routing number and don’t hesitate to contact your local CFCU branch to double-check it.
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